Qualified Intermediary

Accruit

Accruit · Parent: Inspira Financial

FEA membership
FEA member
CES® holders
CES® on staff; names not published on cited pages
Fidelity bond
$50 million fidelity bond
E&O / other cover
$25 million errors and omissions
How funds are held
Segregated
Dual-signature wires
Dual-sign optional
Reverse / improvement / DST
Reverse Yes · Improvement Yes · DST Yes
Last sourced
2026-09-04

Other published coverage

$20 million cyber liability

Fund handling

Client funds held in segregated bank accounts at institutions the firm describes as top-rated. Accruit says it can provide dual-signature accounts requiring exchanger approval before movement of funds, and can provide qualified trust and escrow accounts.

Fee structure

Traditional fee-for-service model. Accruit has published criticism of ‘no-fee’ QIs that live on float; it does not publish a public dollar fee card on the pages cited here.

Who it is for

National QI and exchange accommodation titleholder work, including a Private Client Group and QI Connect, an embedded-QI product for brokerages, title firms, and DST providers.

Verdict

Accruit publishes one of the cleaner numeric insurance stacks ($50m / $25m / $20m) and is explicit that dual-signature and qualified trust/escrow are available — which means they are not the default on every file unless you ask. Parent Inspira Financial (2023 acquisition) is custody-adjacent, not a title underwriter. The CES count (eight) is a headcount, not a promise the person on your file holds the designation.

Notes

Accruit was founded in 2000 and acquired by Inspira Financial in 2023. The June 2025 services flyer states FEA membership, multiple CES® on staff, segregated accounts, and the $50 / $25 / $20 million coverage stack.

The same flyer claims the firm has managed up to $9 billion annually in exchange transactions. That is the firm’s own volume figure, not independently audited in the sources above.

Sources