Qualified Intermediary

Genesis Bank Exchange

Genesis Bank Exchange · Parent: Genesis Bank (division of a federally insured California state-chartered bank) · Firm website

FEA membership: FEA unknown
CES® holders: Not published on cited pages
Fidelity bond: Not published on cited pages
E&O / other cover: Not published on cited pages
How funds are held: Segregated
Dual-signature wires: Wire controls unknown
Reverse / improvement / DST: Reverse Yes · Improvement Yes · DST Unknown
Last sourced: 2026-09-15

Fund handling

Genesis Bank Exchange page: restricted, segregated, and secure trust accounts are held within the FDIC- and State of California–regulated bank and/or at the Federal Reserve; funds are never commingled in a general account. Same page: in-house threefold wire review; wire authorizations verified with cloud-based tools plus bank wire-expert review; because the QI is a bank division there is no middleman bank. GBIE post (Shannon Kinnard, VP, Exchange Officer): exchange funds in separate, segregated trust accounts, never commingled in a general account. Dual-signature / QEA taxpayer-consent language is not on the pages cited — threefold review is an internal wire-control claim.

Who it is for

Bank-division California QI for exchangers who want Genesis Bank Exchange — a division of Genesis Bank, not a stand-alone LLC — to hold proceeds in restricted, segregated trust accounts at the bank and/or the Federal Reserve. Public brand: Genesis Bank Exchange. Genesis Bank Escrow is a separate escrow division on the same site family; this file is the QI / exchange division only. Phone 1-800-797-1031 (also printed 800-797-1031 / 800.797.1031). Bank main 1-949-273-1226; routing # 122245280 on the exchange page. A street HQ is not printed on the two pages opened. GBIE post: forward, reverse, improvement / build-to-suit, and installment sale. Company FEA, CES®, bond dollars, and DST are not on those pages.

Verdict

Bank-as-QI file with a usable custody sentence: segregated trust accounts inside an FDIC- and California-regulated bank (and/or the Federal Reserve), never commingled in a general account, plus in-house threefold wire review and a published reverse plus improvement / build-to-suit menu. That is enough to list. Do not treat Genesis Bank Escrow as this QI. Company FEA, named CES® holders, fidelity-bond or E&O dollars, a taxpayer dual-signature rule, a street address, a fee card, and DST are not on the pages opened. Ask for today’s certificates, the live account title, and who can release the wire before a large transfer.

Notes

This is a QI custody file, not a securities offering. The public brand on the Genesis Bank page is Genesis Bank Exchange, a division within Genesis Bank — a federally insured California state-chartered bank. An LLC suffix is not printed on the pages opened 2026-09-15 and is not invented here. Genesis Bank Exchange is the intermediary that would hold exchange proceeds. Genesis Bank Escrow is a separate escrow division mentioned on the same site family; do not treat that escrow desk as this QI listing. A Delaware statutory trust is typically a securities offering sold by a sponsor and registered representatives — a different product. The pages opened for this file do not publish a DST desk.

Exchange page: Genesis Bank Exchange is both a qualified intermediary and a division within Genesis Bank; regulated by the FDIC and the State of California. Same page: Genesis Bank’s liquidity sits in overnight Fed Funds at the U.S. Federal Reserve, not in investment securities. Restricted, segregated, and secure trust accounts are held within the bank and/or at the Federal Reserve; funds are never commingled in a general account. In-house threefold wire review; paperless secure file transfer; no middleman between the exchanger and the bank holding the funds. The GBIE post by Shannon Kinnard, VP, Exchange Officer, repeats separate, segregated trust accounts and never-commingled language, plus FDIC and California regulation.

Kinnard’s post: the division offers forward, reverse, improvement / build-to-suit, and installment-sale exchanges. Reverse and improvement are therefore yes.

Company FEA, CES® marks, and bond or E&O dollars are not on the two pages opened. Do not invent them. Threefold wire review is an internal control claim, not a published taxpayer dual-signature or qualified-escrow rule.

Phone on those pages: 1-800-797-1031 / 800.797.1031. Bank line 1-949-273-1226. Routing # 122245280. A street HQ is not printed there.

Ask Genesis Bank Exchange for today’s certificates, the live trust-account title, whether a second signature is required to move funds, and who can release the wire — then read those papers, not this summary.

Sources

Genesis Bank Exchange — Genesis Bank2026-09-15
From Security to Expertise — Shannon Kinnard, Genesis Bank Exchange / GBIE2026-09-15

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Genesis Bank Exchange (Genesis Bank Exchange) has a custody file on The QI File — published facts only. No star rating. No paid placement.

FEA: FEA unknown. Funds: Segregated. Dual-sign: Wire controls unknown.

Unknown on that file means unpublished, not a grade.

https://www.theqifile.com/firms/genesis-bank-exchange/

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Corrections and verification

Listings are sourced from public pages. Unknown is omitted, not graded. If a fact is wrong or stale, send the primary URL.